Initiate bank cashout

POST

/v1/transactions/bank-cashout/initiate

Create pending transaction and send OTP to customer.

Request

Authorization

Basic Auth

Send your HTTP requests with an

Authorization

header that contains the word Basic followed by a space and a base64-encoded string username:password

Example:

Authorization: Basic *****************

API Key

Add parameter in header

X-Signature

Example:

X-Signature: ********************

API Key

Add parameter in header

X-Timestamp

Example:

X-Timestamp: ********************

Header Params

Body Params application/jsonRequired

Examples

Responses

🟢200

application/json

OTP sent and pending transaction created

Bodyapplication/json

🟠400

🟠401

🟠404

🔴500

Request Example

Shell

JavaScript

Java

Swift

curl --location 'https://api.dev.pynil.com/v1/transactions/bank-cashout/initiate' \
--header 'Authorization: Basic <encoded-value>' \
--header 'X-Signature: <api-key>' \
--header 'X-Timestamp: <api-key>' \
--header 'Content-Type: application/json' \
--data '{
    "walletNumber": "101000001",
    "amount": 100,
    "timestamp": "2026-01-08",
    "notes": "Test request"
}'

Response Example

200 - success

{
    "success": true,
    "message": "OTP sent successfully",
    "statusCode": 200,
    "data": {
        "nilpayTranRef": "333"
    }
}

Inquiry for bank cashout

Complete bank cashout with OTP